Terms & Conditions

Welcome to OptiFin. These Terms & Conditions describe the general principles under which users may access and interact with the OptiFin platform and its related services. The content provided here is intended to establish mutual clarity regarding acceptable use, scope of access, and platform structure.

1. Platform Access and Use
OptiFin is a subscription-based service offering structured tools for business financial review and reporting. Access is granted based on the selected subscription tier and is limited to individual or organizational use as defined during registration.

Users are responsible for maintaining the confidentiality of their login credentials and must ensure that access is not shared beyond the scope of their subscription level.

We reserve the right to adjust features, modify layouts, or improve performance as part of regular updates. These changes are made to maintain consistency, usability, and alignment with platform objectives.

2. Service Scope
The OptiFin platform is designed for informational and organizational use only. It does not provide financial advice, investment recommendations, or predictive analytics. All data and tools are offered as-is, with content generated from user input and system configuration.

The platform may include charts, summaries, or metrics that assist with internal evaluations, but does not interpret or suggest specific business decisions.

3. User Responsibilities
By using the platform, users agree to:

Engage with the service in a lawful and constructive manner;
Avoid introducing content that disrupts or impairs system performance;
Use tools and data displays within the limits of intended functionality.
Users must not attempt to access backend systems, redistribute internal tools, or exploit the interface for purposes unrelated to financial organization.

4. System Availability
While we strive to ensure uninterrupted access, occasional downtimes may occur due to maintenance, updates, or technical requirements. We aim to schedule such maintenance during off-peak hours and restore functionality as quickly as possible.

We are not responsible for interruptions caused by internet outages, browser issues, or user-side technical limitations.

5. Subscription Terms
Subscription details, including pricing and billing frequency, are listed clearly on the Plans & Access section of the website. Users are encouraged to select the tier that aligns with their needs and cancel subscriptions before the next billing cycle if continued access is not required.

All services are delivered digitally, and usage continues until the end of the current billing period upon cancellation.

6. Data and Privacy
All information submitted through the platform is handled in accordance with our Privacy Policy. OptiFin does not sell user data or integrate advertising platforms. User interaction with the site is subject to technical monitoring for performance purposes only.

We do not engage in behavioral tracking, data reselling, or targeted content delivery.

7. Modifications to These Terms
We may update these Terms & Conditions periodically to reflect operational or platform changes. The latest version will always be accessible via the website and will indicate the effective revision date.

Continued use of the platform following an update will imply acknowledgment of the new terms.

8. Contact Information
For clarification or additional information about these Terms & Conditions, please contact:

OptiFin
18 Cambridge Avenue, Harare, Zimbabwe
Phone: +263 242 497950
Email: [email protected]